American Off-Roads Financing Options

We understand the need for Financing, Looking to expand the payment period of your UTV, Side By Side, ATV or more Upgrades? We provide many different options from Affirm, Paypal Credit so you can choose the best options to allow you to purchase today. As Low As 0% APR or 10–36% from Both Affirm and PayPal Credit and the New Pay in 4 Payments from PayPal Credit, See Blew to Learn More.

Now Offering Up To 24 Months Of Financing

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WHAT IS AFFIRM?

American Off-Roads has partnered with Affirm to offer flexible financing and help you get the money you need for the parts you want!

Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers decisions within seconds for online purchases to be paid in fixed monthly installments.

Your rate will be Between 0%–36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 

WHY BUY WITH AFFIRM

This payment option allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget.

See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees.

Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan — all within seconds.

Affirm lends to the merchant directly on your behalf.

Affirm bases its loan decision not only on your credit score, but also on several other data points about you.

Enable Autopay to schedule automatic monthly payments on your loan.

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Many Options

You can See Monthly Options & Qualify right from the Product pages or select Affirm at checkout, then enter a few pieces of information for a real‑time decision.

Options With Multple Months and Years To Extend Your Payments with Options as low as 0%

Choose how to pay

Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.

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Make easy monthly payments

Just download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders whenever a payment’s coming up.

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Applying is simple

While you Check out Choose Pay with PayPal, Fill out a quick application and get a credit decision in seconds. If approved, shop instantly with PayPal Credit right from your PayPal account.

Buy now, pay over time with PayPal Credit

Use PayPal Credit’s digital, reusable credit line to shop online anywhere PayPal is accepted, and get 6 months special financing on purchases of $99+ every time you shop. Get a credit decision in seconds with a quick application.

Applying is simple

While you Check out Choose Pay with PayPal, Fill out a quick application and get a credit decision in seconds. If approved, shop instantly with PayPal Credit right from your PayPal account.

New Pay In 4, Buy Now Pay Later

 Just choose Pay in 4 at checkout and split your payments in 4 – one every two weeks. It’s interest-free and is backed by PayPal.

  • Make interest-free payments with Pay in 4.
  • You’ll get the same security and protection you expect from PayPal.
  • Payments are automatic and easy to manage through the PayPal app and PayPal.com
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