Here At American Off-Roads Financing Options we understand the need for Financing, Looking to expand the payment period of your UTV, Side By Side, ATV or more Upgrades? We provide many different options from Affirm, Paypal Credit so you can choose the best options to allow you to purchase today. As Low As 0% for 3, 4,  6, 12 Months from Both Affirm and PayPal Credit and the New Pay in 4 Payments from PayPal Credit, See Blew to Learn More.

C B D Finance Head Banner Affirm O Eot C Vcksolyx Juw Agykz Nink Zgrz Kdp


American Off-Roads has partnered with Affirm to offer flexible financing and help you get the money you need for the parts you want!

Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months.


Buy and receive your purchase right away, and pay for it over several months.

This payment option allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget.

If Affirm approves your loan, you'll see your loan terms before you make your purchase.

See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees.

The application process is secure and real-time.

Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan — all within seconds.

You don’t need a credit card to make a purchase.

Affirm lends to the merchant directly on your behalf.

You may be eligible for Affirm financing even if you don’t have an extensive credit history.

Affirm bases its loan decision not only on your credit score, but also on several other data points about you.

Affirm reminds you by email, SMS & In your Affirm App before your upcoming payment is due.

Enable Autopay to schedule automatic monthly payments on your loan.

E Step One

Many Options

You can See Monthly Options & Qualify right from the Product pages or select Affirm at checkout, then enter a few pieces of information for a real‑time decision.

Choose how to pay

Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.

E F D Step
F F B Step

Make easy monthly payments

Just download the Affirm app or sign in at We’ll send you email and text reminders whenever a payment’s coming up.

D De Paypal Credit Banner

Buy now, pay over time with PayPal Credit

Use PayPal Credit’s digital, reusable credit line to shop online anywhere PayPal is accepted, and get 6 months special financing on purchases of $99+ every time you shop. Get a credit decision in seconds with a quick application.

How Does Paypal Credit work
How To Apply for Paypal Credit

Applying is simple

While you Check out Choose Pay with PayPal, Fill out a quick application and get a credit decision in seconds. If approved, shop instantly with PayPal Credit right from your PayPal account.

New Pay In 4, Buy Now Pay Later

 Just choose Pay in 4 at checkout and split your payments in 4 – one every two weeks. It’s interest-free and is backed by PayPal.

  • Make interest-free payments with Pay in 4.
  • You’ll get the same security and protection you expect from PayPal.
  • Payments are automatic and easy to manage through the PayPal app and
New Paypal Pay In 4